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Rates

Loan Rates effective as of July 1, 2026

NO APPLICATION FEE

New Cars and Trucks
Model Year Rate/APR as low as*
2026 & 2025 4.69%
Used Cars and Trucks
Model Year Rate/APR as low as*
2026 & 2025 4.69%
2024 & 2023 5.49%
2022, 2021, 2020 & 2019 5.49%
2018 & older 6.59%
Motorcycles
New/Used Rate/APR as low as*
New Motorcycles 6.69%
Used Motorcycles 7.69%

Other Loan Rates

Rates and terms subject to change without notice. Contact credit union for current rates.

Loan Rates as of January 1, 2026

Boats, RV's, and Motor Homes
Term Rate/APR as low as*
New up to 72 months 7.39%
Used up to 72 months - $25,000 & over 8.39%
Used up to 60 months - under $25,000 8.39%
Home Equity
Term Rate/APR as low as*
Up to 60 months 6.49%
61 - 120 months 6.99%
Other Loans
Type Rate/APR as low as*
Other Secured Loans 8.29%
Checkline/Overdraft Line of Credit 13.90%
Signature and all other loans 9.90%
Credit Cards Call us for rates

For mortgage information, contact Patty at 740-522-5277

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*Rates and terms subject to change without notice. Contact credit union for current rates.

Savings Rates effective as of January 1, 2026

Savings Rates
Account Type Min. Balance APY
Savings Account $5.00 0.05%
Certificate of Deposit
Type of Account APY Rate
6 Month Certificate** 1.25% 1.243%
12 Month Certificate** 3.50% 3.445%
18 Month Certificate & IRA Certificate** 1.70% 1.687%
24 Month Certificate & IRA Certificate** 1.75% 1.736%
36 Month Certificate & IRA Certificate** 2.00% 1.982%
48 Month Certificate & IRA Certificate** 2.25% 2.227%
60 Month Certificate & IRA Certificate** 2.50% 2.472%

** $500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
EARLY WITHDRAWAL PENALTY: withdrawing any of the principal before the maturity date will result in a penalty of 90 days’ dividends for terms less than 36 months and 180 days’ for terms 36 or longer. APYs accurate as of January 1, 2026.

Rates subject to change without notice.  Contact the Credit Union for current rates.

Money Market Savings**
Tiered Amount APY Rate
$2500 - $9999.99** 0.85% 0.847%
$10,000 - $24,999.99** 0.95% 0.946%
$25,000 - $49,999.99** 1.00% 0.995%
$50,000 & UP** 1.15% 1.144%

**$2500 minimum balance required. APYs accurate as of January 1, 2026.

Contact the Credit Union for current rates.