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Checking Accounts

A Simple Way To Manage Your Money

A checking account is where your everyday finances come together. It’s the account most members use to receive deposits, pay bills, and make purchases.

At Harvest, your checking account is designed to be easy to use and easy to access. You can manage your balance, move money, and track transactions without unnecessary complexity.

What To Expect

A checking account is built for movement. Money comes in and goes out regularly, which makes accessibility and reliability important.

Many members use checking alongside savings, keeping spending separate from longer-term funds. This structure helps make day-to-day decisions easier and keeps everything organized.

Account Features

Your Harvest checking account is designed to support everyday use with:

  • Debit card access for purchases and ATM withdrawals
  • Debit card SaveUP (read more below)
  • Online and mobile banking for 24/7 account access
  • Monthly statements to track activity
  • Bill payment and transfer capabilities
  • Overdraft protection options, such as a line of credit if needed

And of course, federally insured by the NCUA.

SaveUP: Savings Made Easy

SaveUP is a debit card feature that rounds your purchases up to the nearest dollar and sends the difference to your savings account. For example, say you used your debit card to purchase a coffee and your total was $4.25. Your total purchase would remove $5.00 from your checking account: $4.25 to the coffeeshop and $0.75 would automatically go to your savings account. 
SaveUp example, rounding up your purchases to get sent to savingsSaveUP makes saving money easier and works in the background while you go about your daily routines. Activate SaveUP and watch your savings grow! It works great for seasonal savings for the holidays, vacation money, or expenses that catch you by surprise. 

Activate SaveUP on your Harvest checking account by calling 740-522-5277 or by stopping by!

Local Banking That Stays Personal

When you open a checking account at Harvest, you’re working with a credit union rooted in Licking County. We serve the cities of Heath and Newark, Ohio, as well as the surrounding cities of Pataskala, Granville, New Albany, Johnstown and beyond.

That means local service, straightforward answers, and a team that takes the time to help when questions come up.

Open a Checking Account Today!