Checking

FAQ–Harvest FCU Checking Accounts

Where can I reorder checks?

You can ask a teller for help, or call us at 740-522-5277.  Also on the right side of the Home Page you will see Reorder Checks Online.

How much do I need to open a checking account?

You will need to deposit the amount of your first box of checks. This amount is automatically deducted from your account.

How often do I get a statement?

Statements are mailed out after the end of the month and include all transactions on your account for the previous month.  Or you can sign up for e-Statements on NetBranch.

Do I get checks back with my statement?

No, we keep checking account costs down by truncating checks at our clearing house. If you need a copy of a check, we can always get it. Or log onto NetBranch and get copies instantly!

How about overdraft protection?

Our CheckLine is a line of credit accessed through the checking account. This line of credit is 13.9% APR and also acts as overdraft protection.

Prohibition Against Unlawful Internet Gambling

Federal law, the Unlawful Internet Gambling Enforcement Act of 2006, and implementing regulations prohibit commercial customers from receiving deposits or other credits of any kind relating to their operation of an illegal Internet gambling business. Harvest FCU is required to enforce this prohibition.